Punjab Disability Support Scheme
CM Punjab Himmat Card — complete guide 2026
The Himmat Card gives BISP-certified persons with disabilities PKR 10,500 every quarter — paid directly to a dedicated Bank of Punjab ATM card. 85,000 beneficiaries targeted, with 30% quota reserved for women. Here is the full guide.
What You Receive
Himmat Card benefits — cash and non-cash
PKR 10,500 quarterly cash
Paid every 3 months directly to your Bank of Punjab ATM card. Withdraw at any BOP ATM — no need to travel to a government office.
Assistive devices support
Access to wheelchairs, hearing aids, crutches, prosthetics and other assistive equipment through the PSPA network and partnered NGOs.
Travel concessions
Reduced fares on Punjab Daewoo and other government-supported transport services. Concessional rates for medical appointments.
Healthcare access
Priority referral pathways at Punjab government hospitals and clinics for Himmat Card holders. Reduced charges on select services.
Bank of Punjab ATM card
A dedicated BOP card is issued — not linked to your personal bank account. Works at all ATMs nationwide. Safer and more convenient than cash disbursement.
Annual payment total
PKR 10,500 × 4 = PKR 42,000 per year in direct cash support for each qualifying beneficiary.
Eligibility
Who qualifies for the Himmat Card?
BISP-certified disability
Your disability must be certified through the BISP registration process — not just a hospital certificate.
Unable to perform regular employment
The disability must render you unable to work in regular paid employment.
BISP PMT score 45 or below
Poverty score at or below 45, determined through BISP's NSER household survey.
Punjab CNIC
Your CNIC must show a Punjab domicile address.
NOT receiving BISP, Zakat, Bait-ul-Mal or PSPA
You must not be simultaneously receiving these other support programmes.
NOT employed in public or private sector
You are not employed in any regular paid position.
30% of the 85,000 card target is reserved for women with disabilities. Applications from women are prioritised.
How to Apply
Applying for the Himmat Card
Call 1312 first
The DPMIS Punjab helpline (1312) will confirm whether the current registration phase is open, which documents to bring, and the nearest District Social Welfare office in your area.
Visit District Social Welfare office
Bring all required documents (see below). Staff will verify your disability certificate and PMT eligibility.
Biometric verification
Thumbprint and CNIC verification are done at the office. This links the card to your identity.
Wait for card issuance
Once approved, a Bank of Punjab Himmat Card is issued to you — typically 2–4 weeks from verification.
Card activation and first payment
Activate the card at any BOP branch or ATM. Your first quarterly payment of PKR 10,500 is credited and available immediately.
Documents
What to bring when applying
- Original CNIC (Punjab domicile) + 2 photocopies
- BISP disability certificate (from BISP registration)
- Medical documentation supporting disability
- Completed Himmat Card application form
- 2 recent passport-size photographs
- Proof you are not receiving BISP/Zakat/Bait-ul-Mal (declaration form)
Common Questions
Himmat Card FAQs
What is the difference between the Himmat Card and the old Khidmat Card?
The CM Himmat Card is the rebranded and expanded successor to the Khidmat Card, which was a previous Punjab disability support scheme. The Himmat Card increased the quarterly payment, expanded the coverage of non-cash benefits (assistive devices, travel concessions, healthcare access), and improved the delivery mechanism through a dedicated Bank of Punjab ATM card. If you were a Khidmat Card beneficiary, you should have been automatically migrated — confirm with DPMIS Punjab (1312 helpline) if you are unsure of your status.
How is the Himmat Card money paid — cash or bank?
The PKR 10,500 quarterly payment is credited to a dedicated Bank of Punjab ATM card issued to the beneficiary. It can be withdrawn at any Bank of Punjab ATM or branch. This card-based system replaces older cash disbursement at collection centres, making it more accessible — beneficiaries can withdraw at their nearest BOP ATM without travelling to a specific disbursement point.
Can I receive the Himmat Card if I am also receiving BISP Kafalat?
No. The Himmat Card eligibility requires that you are NOT simultaneously receiving BISP, Bait-ul-Mal, Zakat, or PSPA (Punjab Social Protection Authority) support. The schemes are designed to be mutually exclusive at the individual level. However, households may receive BISP for one household member while a different individual in that household holds the Himmat Card — confirm your specific situation with the 1312 helpline.
How do I apply for the Himmat Card if I have not applied before?
Applications for the Himmat Card are processed through DPMIS (District Population Management Information System) Punjab offices and PSPA. Visit your nearest District Social Welfare office with: your CNIC, your BISP disability certificate, and supporting medical documentation. Call the helpline 1312 first to confirm the current application window and required documents — the scheme has periodic registration phases.
Know someone who qualifies? Share this guide
The Himmat Card reaches persons with disabilities who may not be aware of the scheme. Call 1312 to check eligibility.