Punjab Government — September 2026
CM Maryam Nawaz schemes 2026 — complete guide to every Punjab programme
Since March 2024, Chief Minister Maryam Nawaz has launched 10+ welfare schemes covering transport, housing, overseas employment, agriculture, and disability support. This is your complete, plain-English guide to every scheme — what you get, who qualifies, and how to apply.
10+
Active programmes
across 5 sectors
1.5M+
Farmer households
Kisan Card target
100,000
E-bikes planned
students + employees
85,000
Himmat Card slots
for PWDs
Transport
Transport schemes
Launched: 2022, expanded 2026
CM E-Bike Scheme — Students
Benefit: PKR 70,000 subsidy. Female students: free scooty with no down payment. Male: PKR 14,000 down + PKR 2,100/month.
Who: Students in Punjab colleges/universities, all 36 districts.
Full guideLaunched: July 1, 2026
CM E-Bike Scheme — Govt Employees
Benefit: PKR 70,000 subsidy. PKR 14,000 down payment + PKR 2,100/month, zero interest, 3 years.
Who: Punjab government employees BPS Grade 1–16.
Full guideLaunched: March 2023
CM Punjab Teachers E-Bike Scheme
Benefit: Subsidised e-bike through Punjab Teachers Foundation (PTF). Zero-interest installments.
Who: Punjab public school teachers registered with PTF.
Full guideEmployment
Employment schemes
Launched: January 28, 2026
Parwaaz Card
Benefit: PKR 300,000 interest-free (Qarz-e-Hasna) loan for overseas pre-departure costs.
Who: Punjab youth 18–35, verified job offer, BEOE-licensed employer.
Full guideLaunched: August 29, 2026
Parwaaz Card Job Portal
Benefit: Free access to verified overseas jobs in UAE, Saudi Arabia, Qatar, Kyrgyzstan, Europe.
Who: All Punjab residents — no application needed to browse listings.
Full guideCommon Questions
CM Maryam schemes FAQs
How many welfare schemes has CM Maryam Nawaz launched for Punjab?
Since taking office in March 2024, CM Maryam Nawaz has launched or expanded more than 10 significant welfare programmes for Punjab residents, spanning transport (e-bikes), housing, agriculture, overseas employment, disability support, and education. The most prominent include the CM Punjab E-Bike Scheme (students and government employees), the Parwaaz Card (overseas employment loans), the Himmat Card (disability support), the Kisan Card (farmer inputs), and the Apni Chhat Apna Ghar housing scheme.
Which CM Maryam Nawaz scheme is most popular in 2026?
The CM Punjab E-Bike Scheme has seen the highest application volume, driven by rising petrol prices making electric bikes an attractive alternative. The scheme covers students (with a free scooty option for female students) and government employees (BPS 1–16). The Parwaaz Card has also gained significant attention following its January 2026 launch and the August 2026 job portal launch.
Do I need to register at a government office to apply for CM Maryam schemes?
It depends on the scheme. The E-Bike Scheme applications go through Bank of Punjab branches and authorised dealers — you can walk in without a prior appointment. The Parwaaz Card is processed through PSDF and BOP. The Himmat Card requires a visit to the District Social Welfare office. The Kisan Card involves Agriculture Extension Officers. None of the schemes require payment to agents or intermediaries — all applications are free.
Which scheme fits you? Start with the e-bike eligibility check
Students and government employees can get a subsidised e-bike in under 2 minutes of checking. It is the fastest scheme to apply for.
Social Protection
Social Protection schemes
Launched: 2024 (successor to Khidmat Card)
CM Himmat Card
Benefit: PKR 10,500 per quarter via BOP ATM card + assistive devices + travel concessions.
Who: BISP-certified persons with disabilities, PMT ≤45, not receiving other social support.
Full guide